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Cyber Security Risk Is Real Pandemic Of Modern Times - Polaris Bank MD, Adekunle Sonola -

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Business

Cyber security risk is real pandemic of modern times – Polaris Bank MD, Adekunle Sonola

Cyber security risk is real pandemic of modern times – Polaris Bank MD, Adekunle Sonola

The Managing Director/Chief Executive Officer of Polaris Bank Limited, Mr. Adekunle Sonola has said most institutions in the world are faced with the challenges of taming the dire consequences of pervasive adoption of technological advancements in form of cyber security risk.

According to him, cyber security risk has now grown beyond a major threat to full scale pandemic particularly in the corporate world.

Sonola revealed this on Thursday in Lagos in his keynote address at the 54th Quarterly General Meeting of the Association of Chief Audit Executives of Banks in Nigeria (ACAEBIN), hosted by Polaris Bank.

The theme of the meeting was: “Cybersecurity threats and the challenges of building a sustainable financial sector: The way forward.”

“A direct consequence of pervasive adoption of technology is the increase in sophistication and frequency of cyber incidents. Cyber threats are everywhere, and they are always changing. For many institutions, it could appear almost impossible to prepare for all threats, or to keep up to date with best practices in cybersecurity.

READ MORE: Polaris Bank rewards first set of winners in ‘Save & Win’ promo

“Cyber security risk is the real pandemic of modern times. It is ever present, increasing like a virus, and we cannot inoculate ourselves against it. The fact is that the increasing connectivity results in greater security risks, and hackings are becoming more frequent from a greater variety of actors.”

Sonola who was represented by Segun Opeke, Executive Director, Lagos Business said having recognized cyber security as not just a threat but a pandemic, said to curtail it, continuous investments in human capital is key.

According to him, there is urgent need to develop effective human capital management system to forestall cyber risks and ensure greater safety of the internet banking space.

He said the human factor is a major factor in addressing challenges of cyber-security and all stakeholders must pay attention to recruiting and managing reliable human capital.

The Polaris Bank boss noted that at the top of the cyber threats that the financial services industry is facing is human capital issue as people are responsible for both the threats and security of the system.

READ MORE: Polaris Bank’s VULTe Pulls Ahead, Wins Double as Nigeria’s Best Digital Bank

“If we talk about phishing attacks, people are the delivery medium. If we focus on malware, people are largely the execution factor, if we talk about weaknesses in systems configurations that allow an attacker to succeed in compromising systems, people are responsible for maintenance of such systems. If we take a look at insider related frauds and irregularities, we will see that people are at the centre of them all.

“The people factor remains a formidable threat agent for the survivor of any organization and its cyber resiliency. An emerging issue around people is the current high rate of staff attrition occasion mainly by “japa” syndrome and the attendant difficulty in resourcing to fill human capital vacancies,” Sonola said.

He also pointed out that the third party risk has also been amplified by open banking with increasing interconnectivity in the financial services sector and the growing global concept of open banking, making banks and other financial institutions increasingly susceptible to cyber risks.

Financial services currently rely heavily on the use of APIs to facilitate business-to-business connectivity. No matter how well protected an organization is, if a third party is weak, collectively the entire financial services industry will be weak because a chain is as strong as its weakest link,” Sonola said.

He added that technology and innovation are also a major risk factor for the financial services industry as the same cutting edge technologies such as artificial intelligence and robotics that are available to run businesses are also available to hackers and fraudsters who are using them against organizations.

Meanwhile, the Chairman Association of Chief Audit Executives of Banks in Nigeria (ACAEBIN), Mr Felix Igbinosa in his welcome address appreciated the Polaris Bank boss and management for their support and particularly for being a fantastic host of the Association’s 54th Quarterly General Meeting. He said the Association will continue to seek ways of enhancing the existing relationships through constant engagement and collaboration with all stakeholders.

He commended all stakeholders and regulators for all their efforts at regulating and improving the banking space for the overall good of the economy.

In their various presentations at the meeting; Mrs Rashida Monguno, Director, Consumer Protection Department, Central Bank of Nigeria (CBN) and Ladi Asuni, Partner, KPMG Nigeria urged the Chief Audit Executives to maintain broad-based perception to issues as they happen in their respective banks.

They explained that while CAEs have the germane responsibilities of protecting their banks’ interests, however, that of the customers should not be jeopardized or compromised.

TheConscience

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